I'm Rick Smith, and I want you to have the best home loan experience possible. I'm the Waco Branch Manager who's helped many people in the TEXAS find the loan that fits their unique needs. During my experience in the mortgage industry, I've assisted first time home buyers, high-net-worth borrowers, investment borrowers and self-employed borrowers, and others from loan application to closing. Take advantage of the tools and resources on my website to help clarify the home buying process. Call me today if you're ready to get started or would like more information. I'm here to help you know where you stand every step of the way.